Health Insurance

Medicare Advantage Plan Ending in 2027: Your Next Steps

Read a Medicare Advantage non-renewal notice, compare replacement coverage, and ask about drug coverage, enrollment dates, and Medigap rights.

1

A Medicare Advantage plan ending does not mean you lose Medicare.

2

The Annual Election Period runs October 15 through December 7, 2026.

3

Members of ending plans generally also have a special enrollment period explained in their notice.

4

Compare provider access, prescription coverage, total costs, and any Medigap rights before switching.

Can two spouses choose different replacement plans?

Yes. Medicare coverage is individual. Compare each person's doctors, prescriptions, and costs separately rather than assuming one replacement suits both.

What if I spend part of the year in another state?

Ask how each option covers routine care where you stay, including network and service-area restrictions. Emergency coverage alone does not answer the routine-care question.

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Medicare Advantage Plan Ending in 2027: Your Next Steps

Read the guide