Credit Debt
Get free weekly credit reports through the official site, review account details, and prepare clear disputes for information that is wrong.
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Free weekly reports from all three nationwide bureaus are available at the official site.
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Review identity details, accounts, balances, payment history, and inquiries.
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A credit report and a credit score provide different information.
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Dispute specific errors and keep proof of what you submitted.
Checking your own credit report does not lower your credit score. It is different from applying for new credit, which can produce a lender inquiry.
Use the official site’s instructions for available request methods. Follow its identity-verification requirements and keep a record of when you requested the report.
Read the full guide