Health Insurance
Find your health FSA spending deadline, understand carryover versus a grace period, and submit eligible expenses without buying things you do not...
1
The 2026 health FSA employee contribution limit is $3,400; employers may allow less.
2
A plan may permit up to $680 to carry from its 2026 plan year into 2027.
3
A grace period can last up to 2.5 months; a plan cannot offer both it and carryover.
4
The deadline to incur an expense differs from the deadline to submit a claim.
Possibly, if it is an eligible expense for a person covered by the reimbursement rules and has not been reimbursed elsewhere. Ask the administrator what proof is required.
Request an itemized replacement from the provider or seller. A bank statement may show payment without establishing that the purchase was an eligible medical expense.
Read the full guide