Health Insurance
Compare Marketplace plans for 2027, update household income, check doctors and prescriptions, and understand what auto-renewal may change.
1
Enrollment starts November 1, 2026 in most states; Idaho and Georgia open earlier.
2
Confirm the deadline with your exchange and enroll by December 15 for January 1 coverage.
3
Compare total costs, provider networks, and prescription coverage before accepting renewal.
4
Update your application and confirm any required premium payment.
Use the assistance options listed by HealthCare.gov or your state exchange. Ask whether the person is helping with the official Marketplace application and how they are compensated.
Not necessarily. Medical needs and provider access can differ. Ask the exchange how separate plan choices would affect the household application and any financial assistance.
Read the full guide